Self Build Campervan Insurance and day-van Insurance

Self Build Campervan Insurance Quote >> Click to Call Free - 0800 3282084

Call Free - 0800 3282084 for a quote or to discuss your requirements

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day-van Insurance

We are now able to offer day-van Insurance at the same rates as DIY campervan insurance. For more details Click here >> day-van Insurance

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DIY campervan insurance and self build campervan insurance

During conversion and once converted all covered under one policy.

We are able to arrange self build campervan insurance for home converted self build motorhomes and campervans at the same rate as professional conversions and purpose built motorhomes. You can select fully comprehensive cover or, for lower value conversions, total sum insured up to £5,000, third party fire and theft cover.

Motorhome insurance, campervan insurance or day-van insurance is generally less expensive than van isnurance, this is because campervans tend to be less at risk from rush hour accidents and other risks are generally lower. You can also opt for limiting your mileage below the maximum 12,000 miles for further savings. If you are in the process of conversion or just about to start the campervan insurance we will arrange for you will cover your vehicle during the period of conversion. The underwriter does expect that you are working towards a fully converted motorhome or campervan. You should be able to self certify that within 180 days you will have completed the conversion to the following standard. See note above about day-van option if you need more than 180 days.

1. A door that provides access to the living accommodation.
2. A bed, which has an approximate length of 1800mm or 6 feet. This can be converted from seats used for other purposes during the day, but must be permanently fixed within the body of the vehicle.
3. A water storage tank or container on, or in, the vehicle.
4. A seating and dining area, permanently attached to the vehicle. The table may be detachable but must have some permanent means of attachment to the vehicle. A loose table would not be acceptable.
5. A permanently fixed means of storage, a cupboard, locker or wardrobe.
6. A permanently fixed cooking facility within the vehicle, powered by gas or electricity. * see note below.
7. At least one window on the side of the living accommodation.

If you are going to apply for re-classification as a "Motor Caravane" the DVLA also require that it has the external appearance of a "Motor Caravan". New guidance was issued on the required features in order to obtain reclassification on 21st October 2019. DVLA - Converting a vehicle into a motor caravan. This now includes some guidance on "external features which are commonly seen in motor caravans".

Campervan in conversion insurance - you are initially covered with an allowance of 180 days during conversion. If you need more time to complete your conversion we can usually arrange this and you also have the option to fit a bed and insure it initially as a day-van. Call us on 0800 3282084 to discuss your options.

The maximum number of seats in the vehicle on this policy is 8. This applies during conversion as well as once finished.

If you are aiming to comply with these requirements and expect to be able to certify that you have done so within 180 days you can obtain an online quotation here. If you are able to get to the day-van stage, ie have a fixed 1.8m bed in your van within this time then please go ahead and get a quote. We aim to be as flexible and helpful to your process as we possibly can be. Please note that there are some other important limits listed below. It will save you time if you check these before going on to our quotation system. If you require a policy for up to 4 drivers or want to discuss your requirements further please telephone us on 0800 3282084 during office hours. We can't give you advice but we can either provide you with the information you need or tell you where you will be able to find it. We will always try to help.

Changing the classification on your V5C
If you are converting a vehicle into a motorhome, campervan of motor caravan, once finished, the DVLA expect you to send in your V5C with photographic evidence of the conversion. They may require that you take your vehicle to one of their offices for inspection. Although re-classification is a legal requirement and not optional increasingly vans are being rejected because they don't have the external appearance of a motor caravan.

Once you have completed the conversion, if the DVLA return your V5 with a classification other than "Motor Caravan" we can still insure it as a motorhome/campervan provided you are able to complete a declaration that it is finished to the required standard or if it has a fixed bed, such as a rock and roll bed, premanently installed you may be able to insure it as a day-van with us.
Note! We cannot offer commuting cover for day-vans and all of our usual underwriting criteria apply.

 

NOTE - heating and cooking equipment - This insurance does not cover loss or damage caused by fire or explosion arising from the use of heating or cooking equipment to privately converted motorhomes or campervans, unless fitted or serviced in accordance with the Gas Safety (Installation & use) Regulations and/or manufacturers’ instructions by an approved gas safety specialist.

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Campervan Insurance Important Limits

It will save you time getting a quote if you consider these important limits before going forward to get a quote.

• Maximum Sum Insured: £125,000 Comprehensive. Vehicles valued over £50,000 must have an active tracker professionally fitted and in operation.
• Maximum Sum Insured: £5,000 TPFT.
• Maximum Engine size: 4,000cc. If you have owned a motorhome with up to 5,000cc for at least a year Call us on 0800 328 2084 for a quote.
• Maximum Vehicle Age: 100 Years
• Maximum number of seats: 8
• Maximum number of drivers: (on-line quote) 2 including the policy holder, all must be named
• Maximum number of drivers: (telephone quote) 4 including the policy holder, phone 01425 280078 during office hours.
• Maximum age at inception for any driver named: 80 years of age
• Minimum age at inception for any driver named: 25 years of age
• The policy is for UK residents only and all named drivers must have been resident in the UK for 3 years prior to today's date and have held a full UK driving licence for at least 2 years.
• Limited Mileage This is a limited mileage policy which means that you are fully covered up to the limit that you have selected which is shown on your insurance schedule. If you exceed this limit cover is restricted solely to that required by the Road Traffic Acts. You can select a mileage limit up to a maximum of 12,000 miles.
• Unlimited windscreen cover
• Please be aware that we do not confirm cover on-line.

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